Coverage Types
Renters Insurance
Definition
Insurance coverage for tenants that protects personal property against covered perils, provides personal liability coverage, and covers additional living expenses if the rental becomes uninhabitable. Does not cover the building structure itself.
In Zach’s Words
“Your landlord's insurance covers the building — not your stuff. Renters insurance protects YOUR belongings (laptop, clothes, furniture) if they're stolen or damaged, plus it gives you liability coverage if someone gets hurt in your apartment. It's usually $15-30/month. There's genuinely no reason not to have it.”
— Zach Nadler, CIO