Coverage Types
Property Damage
Definition
Physical damage to or destruction of tangible property belonging to others, including loss of use of that property. Property damage liability coverage pays for damage you cause to someone else's property.
In Zach’s Words
“If you back into your neighbor's fence, your dog digs up their garden, or your business deliveries damage a client's floor — that's property damage liability kicking in. It pays to fix or replace other people's stuff that you accidentally messed up.”
— Zach Nadler, CIO