Coverage Types
Personal Property Coverage
Definition
The portion of a homeowners or renters insurance policy that covers personal belongings such as furniture, clothing, electronics, and appliances against covered perils. Also known as Coverage C.
In Zach’s Words
“Personal property coverage protects your STUFF — everything you'd take with you if you moved. Furniture, clothes, electronics, kitchen appliances, even the food in your fridge. If a fire or theft destroys it, personal property coverage pays to replace it. Pro tip: do a home inventory so you know what you have.”
— Zach Nadler, CIO