Coverage Types
Personal Injury
Definition
In insurance, personal injury refers to non-physical harm such as libel, slander, defamation, false arrest, invasion of privacy, and wrongful eviction. This differs from bodily injury, which involves physical harm.
In Zach’s Words
“In regular life, 'personal injury' means someone got hurt. In insurance, it actually means non-physical harm — like defaming someone, invading their privacy, or wrongful eviction. It's a tricky distinction. Physical harm = bodily injury. Reputation/rights harm = personal injury. Insurance loves making simple words complicated.”
— Zach Nadler, CIO