Policy Terms
Exclusion
Definition
A provision in an insurance policy that eliminates coverage for specific risks, perils, or circumstances. Common exclusions include flood, earthquake, intentional acts, and wear and tear.
In Zach’s Words
“Exclusions are the 'except for' clauses in your policy. Your homeowners policy covers a lot, EXCEPT floods, earthquakes, termites, normal wear and tear... The list goes on. Always read your exclusions — that's where the surprises hide.”
— Zach Nadler, CIO