Policy Terms
Evidence of Insurance (EOI)
Definition
A document that provides proof that an insurance policy exists and is currently in force. An EOI typically includes the insured's name, policy number, type of coverage, effective dates, and policy limits. Commonly requested by landlords, mortgage lenders, employers, and other third parties.
In Zach’s Words
“An EOI is your 'I promise I have insurance' receipt. Your landlord wants proof you have renters insurance before handing over the keys? Your mortgage lender needs to see you have homeowners coverage? That's an EOI. It's simpler than a Certificate of Insurance — think of it as the quick snapshot version that says 'yes, this person is covered, here are the basics.'”
— Zach Nadler, CIO