Coverage Types
Comprehensive Coverage
Definition
Auto insurance coverage that pays for damage to the insured vehicle caused by events other than collision, such as theft, vandalism, fire, natural disasters, falling objects, and animal strikes.
In Zach’s Words
“Comprehensive is the 'everything else' auto coverage. If it wasn't a crash but your car still got messed up — a tree fell on it, someone keyed it, it got stolen, a rock cracked the windshield — comprehensive handles it. I always tell people: collision is for crashes, comprehensive is for chaos.”
— Zach Nadler, CIO