Business Insurance
Additional Insured
Definition
A person or entity, other than the named insured, who is protected under the terms of an insurance policy. Additional insureds are typically added via endorsement and receive coverage for liability arising from the named insured's operations.
In Zach’s Words
“Say you're a contractor and the building owner says 'add me to your policy.' They become an additional insured — basically riding shotgun on your coverage. If someone sues because of your work, they're protected too. It's like giving someone a guest pass to your insurance.”
— Zach Nadler, CIO